Signs that an editing job might be a scam
- There are signs that the client is contacting many people at the same time. The email you receive might not be addressed to you by name, or you are bcc’d on an email addressed to someone else.
- The client shows more interest in a quick turnaround time than in the price of the job or the quality of your work.
- The information about the client is incomplete or inconsistent.
How to protect yourselfBe careful with cheques from new clients you don’t have complete confidence in.
- Make sure the name of the issuer of the cheque matches the name of the client. Do a web search on the name of the client and name of the cheque issuer.
- The Canadian Anti-Fraud Centre recommends against accepting any cheque for more than you are owed.
- Be aware that just because the money is made available in your bank account, that doesn’t mean the cheque was valid. According to a recent CBC article, “Depending on how good the counterfeit is, it can take weeks for a financial institution to detect the fraud. By then, the scammers are long gone with the money, and the victim is on the hook for the amount on the cheque.”
- If your business takes on many one-time clients and bad cheques are a concern, you might find that PayPal, Interac e-transfer (within Canada), or bank transfers are safer.
- The Canadian Anti-Fraud Centre’s entry on Cheque Overpayment Fraud, which can take various forms. They recommend that you never accept a cheque for more than what you are owed.
- CBC news October 12 article about an overpayment scam and follow-up.